A Model of Zakat Allocation for Productive Purposes


  • Widiyanto Mislan Cokrohadisumarto Universitas Islam Sultan Agung, Indonesia
  • Muhammad Hasbi Zaenal Universitas Islam Negeri Syarif Hidayatullah, Indonesia
  • Muhammad Hakimi Mohd. Shafiai Universiti Kebangsaan Malaysia
  • Abdul Ghafar Ismail Universiti Kebangsaan Malaysia




Zakat, Resources Allocation Model, al-Gharimin, Loans, Microfinance


This study aims to construct a model of zakat allocation for productive purposes. In this model, this study proposes qardul hassan as the basic principle for the loan contract. Based on the analysis of the application of this model, this study found several findings. First, it proposes a resource allocation model that allows the smooth flow of resources from those who have excess resources to those who have fewer resources. Second, the availability of loans in the community will improve the economy and social responsibility by giving financial assistance to al-gharimin. Third, the microfinance institution becomes the best partner due to its ability to directly engage the poor to participate in the development process. In addition, growth in micro-enterprises can be an important means of generating income and employment generation.







How to Cite

A Model of Zakat Allocation for Productive Purposes. (2023). Al Qasimia University Journal of Islamic Economics, 3(2), 119-134. https://doi.org/10.52747/aqujie.3.2.220

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